Does consolidating credit card debt hurt credit score


26-Sep-2017 20:46

does consolidating credit card debt hurt credit score-27

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So unless you choose an option that’s not right for your situation, there’s nothing negative that would appear on your credit report.

What’s more, at the same time, consolidation allows you to pay off your debt quickly so if everything goes right, the completion of your consolidated debt payoff should end with your credit score in a better place than when you started. Credit utilization ratio is a key determining factor in calculating your .

The cliche about rearranging the deck chairs on the Titanic came to mind when I read your question.Debt consolidation may be an option you’re considering in order to regain some solid footing, but it’s important to note how this move can impact your credit worthiness and score.



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